FT Money Show涉及每周热门的个人理财问题。Claer Barrett和他的团队每周与相关行业的评论家对热门议题进行剖析，告诉你这些事件如何影响你以及你的口袋。（文章开始会有一段独白简介，以下文章根据采访内容编辑而成，仅供参考。）
In this week’s FT Money Show podcast, presenter and FT Money editor Claer Barrett and Josephine Cumbo, the FT’s pensions correspondent, discuss the pros and cons of cashing in a final salary pension.
Record transfer valuations are on offer on defined benefit policies due to fluctuations in the bond market. This has prompted Baroness Altmann, the former pensions minister, and Martin Wolf, the FT’s chief economics commentator, to take the money — a decision they have both written about in FT Money this week.
However, readers considering a similar move have lots of different risks to weigh up.
Did your investments have a bumpy ride in 2016? Our small-caps champion John Lee — Lord Lee of Trafford to give him his full moniker — is happy to admit it was a “steady and unspectacular” year for his portfolio in his FT Money column this week. As he explains on the podcast, as a long-term investor, that’s exactly the kind of performance he was after.
And finally, can money really make you happy? Many listeners may have resolved to get a pay rise or a promotion in 2017, but a fatter salary may not provide the best returns on happiness. FT Money’s Wealth Man columnist Jason Butler joins us in the studio to discuss why money isn’t the be all and end all.
The FT Money Show podcast is released at 6am on Thursday every week, in time for your morning commute. To subscribe and download from the App store, search for “FT Money Show”